Modern office with wooden desk, gray upholstered chair, stone side table with coffee mug and notebook, glass partition, potted plants in the background.

FIVE MANIFESTOS ON CONSUMER CREDIT

A public call to reform consumer credit.

The decision is made.
Life continues.

A credit decision can shape a life long after the application closes. This series asks what should change in the terms, systems and responsibilities that follow. It brings research into a public argument for credit that recognises changing circumstances and gives people meaningful agency.


By Bayan Dekker